Welcome to FreeScore Reviews!
The response to Ben Stein and his sidekick, Filbert the Credit Squirrel, touting the benefits of FreeScore.com and its offer of 3 free credit scores when people try the FreeScore program has been overwhelmingly positive. That FreeScore.com commercial — and the FreeScore program itself — are generating a lot of buzz in the press, on air, and in the blogosphere.
Members of the program have given high ratings to FreeScore and its valuable benefits, including:
- Credit scores from all three major credit bureaus, TransUnion, Equifax, and Experian. These credit scores are free during the seven-day trial period. After the trial period, members have unlimited access to their scores whenever they want them.
- 3-in-1 credit reports that combine the information from the three bureaus into a single, easy-to-read report. These credit reports can be accessed around the clock during the seven-day trial period and as often as desired after the trial period is over.
- A daily credit monitoring service. FreeScore members receive e-mail alerts whenever a change occurs in their individual records at any of the three credit bureaus. If no changes occur over the course of a month, those members receive "all clear" e-mails, just to enhance their peace of mind.
- An identity theft restoration service. Members whose identities are stolen have access to experts who can guide them through the often-complicated, time-consuming process of identity restoration.
Get more details on the benefits of a FreeScore membership.
If you were to weigh the program's merits based on comments from people who've tried FreeScore, their reviews of FreeScore.com service suggest a very positive experience:
""My wife and I are in the process of selling our home and buying a new one and so I was looking to see what my credit report looked like because obviously we would like to get the best interest rate possible when we go into the new home… I logged on and once we had everything entered, and my credit report pulled up, sure enough there was a charge off that was charged off last year and it had my name attached to it… [I found out] that it was my ex-wife's account and not mine. The FreeScore website gave us a very step-by-step and informative way to resolve everything."" — Dale M, Texas
"Helped me find discrepencies [sic] in my credit report and gave [me] information on how to fix them. Very helpful!" — Brittany, Lexington, KY
"It was very easy and it gave me all the information that I need." — Eileen, Long Beach, CA
"[FreeScore] showed me my scores, explained what they meant, and gave me the details." — Bernice, Homestead, FL
"I was able to see all three credit companies and compare with each of them. I loved it." — Adriana, South St. Paul, MN
"I am able to see what the mortgage lender saw and hopefully get it disputed and corrected." — Kassandra, Water Valley, TX
"FreeScore worked exactly as advertised. I signed up for the service, identified an inaccuracy on my report, called the bank in question and the bank immediately offered to resolve the issue. Thanks." — Jamie, New York, NY
See more FreeScore reviews from members. If you've tried the FreeScore program yourself, we'd love to hear from you. And be sure to become a fan of FreeScore on Facebook.
Is FreeScore.com FREE?
While most of the FreeScore buzz has been quite positive, some critics have said that FreeScore is a scam that doesn't even offer credit reports to its members. This criticism isn't true. FreeScore explains the terms and conditions of its program in full detail on its sign-up pages — before consumers accept the free trial membership offer. And as for the absence of credit reports in the program, FreeScore recognizes that credit reports are one of the lynchpins to good credit management, and members can therefore access their 3-in-1 credit reports as often as they'd like.
How FreeScore.com is Different from AnnualCreditReport.com?
AnnualCreditReport.com is a simple, free way for people to start managing their credit. This government–backed website lets consumers request one free credit report every 12 months from each of the nationwide consumer credit reporting agencies — TransUnion, Equifax, Experian. People can request their free credit report from each provider at one time, or space them out over the entire year depending on their needs.
By comparison, several websites offering credit reports — such as FreeScore.com, FreeCreditReport.com and others — give consumers unlimited access to their credit reports throughout the year. In addition to credit report information access these services allow people to view and track their credit scores, set up credit monitoring to receive alerts about possible credit fraud and identity theft, and take advantage of a variety of credit protection tools. You may compare the benefits by checking out our credit services comparison grid.
What’s more, FreeScore.com and many other credit report websites, offer a free trial to introduce people to their service.
Take the FreeScore Quiz to test your credit IQ.