Credit Report and Score Services Comparison
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* AnnualCreditReport.com provides consumers with the secure means to request and obtain a free credit report once every 12 months from each of the three nationwide consumer credit reporting companies in accordance with the Fair and Accurate Credit Transactions Act (FACT Act). Comparison information was gathered from www.FreeScore.com, www.FreeCreditReport.com, www.CreditCheckTotal.com, www.CreditReport.com, www.Equifax.com/credit-watch-gold/, and www.annualcreditreport.com. Information was updated on September 21, 2009. |
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| Credit Report, Scores & Monitoring | ||||||
| All 3 Credit Scores |
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Experian Credit Scores Only |
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Provides 1 Credit Score from one of the 3 credit bureaus |
| All 3 Credit Reports |
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Experian Credit Reports Only |
Equifax Credit Report Only |
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Provides 1 Credit Report from one of the 3 credit bureaus |
| Monitors All 3 Credit Reports Daily |
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Monitors Equifax Credit Report Only |
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| Receive notifications when critical changes appear on your credit report |
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| Identity Theft | ||||||
| Identity Theft Experts to answer or assist you with your questions |
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Access to a team of licensed investigators who are available to answer your questions and offer their expertise regarding any concerns you may have about identity theft. |
Toll-Free Fraud Resolution 365 days per year |
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Acess to dedicated Fraud Resolution Representatives |
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| Identity Theft Restoration Services |
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Should you become a victim of identity fraud, licensed investigators will help restore your identity to its pre-theft status |
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| ID Theft Insurance or Gurantee |
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$50,000 Triple Advantage Guarantee (Due to New York state law restrictions, the Triple Advantage Guarantee cannot be offered to residents of New York.) |
$25,000 identity theft insurance with no deductible (certain limitations and exclusions apply) |
$25,000 CreditCheckTotal Guarantee (Due to New York state law restrictions, the CreditCheck Guarantee cannot be offered to residents of New York.) |
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| Lost/Stolen Wallet Protection |
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| Extras | ||||||
| Social Security Report |
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Your Family Records Organizer CD-Rom |
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| Lost Key Return Service |
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| Locksmith Rebates |
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